About the Gold Plan
Gold is the ideal plan for individuals and households looking for a premium comprehensive package of healthcare benefits at a competitive rate.
Single person subscription from £139.76/pppm.
Key information for the Gold Plan:
£250,000 Annual Benefit Limit
(per person per year)
Pre-existing medical conditions covered
12 month waiting period before making a claim
£250 Scheme Excess to pay*
(Per registration, per scheme year. From 1st Aug 2025)
*Treatments and allowances marked NE are exempt from the Annual Scheme Excess.
Claims made using the WPA Pathways for Physiotherapy (by Ascenti), Mental Health Treatment (by Onebright) and Cancer Diagnosis (by Check4Cancer) are all exempt from the annual excess. Gold plan cash benefit claims are all exempt from the annual excess. These include Optical and Dental claims as well as the annual allowances for Healthchecks & Screening, Menopause Treatment and Private In-person GP appointments.
Extra benefits of the Gold Plan include:
Dental & Optical cover
Private In-person GP
Healthcheck & Screening Allowance
Menopause treatment
New child payment
Cover for chronic conditions
Gold Plan Subscription Rates
Age Band | Single Person | Married Couple | Family | Single Parent Family |
16-34 yrs | £139.76 | £276.92 | £349.52 | £216.87 |
35-44 yrs | £184.78 | £369.27 | £471.93 | £293.38 |
45-54 yrs | £196.58 | £392.85 | £502.06 | £312.11 |
55-64 yrs | £287.25 | £573.32 | £750.77 | £467.64 |
65-74 yrs | £345.24 | £689.28 | £895.58 | £537.73 |
75+ yrs | £401.28 | £801.43 | £1051.85 | £636.02 |
Rates correct from 1st January 2026
If viewing on mobile device, table can be scrolled left and right.
Core benefits for everyday healthcare
for you, your family or your business
Scans &Diagnostics
Remote GP
Ascenti Physiotherapy Pathway
Check4CancerCancer Pathway
Onebright Mental Health Pathway
Podiatry & Chiropody
Healthchecks& Screening
HealthDiscounts
The waiting period & pre-existing conditions
With the Gold plan, you are not covered for any condition(s) until you have been a member of the healthcare scheme for 12 months. After this point, you can start claiming for all eligible conditions, pre-existing or not, within the terms of your scheme.
It should be noted that new born babies will have NO waiting/qualification period if the parents have already been subscribers to the Onemedifund Gold plan for longer than 12 months.