Healthcare Plans
We have a range of plans to suit different households as well as total workforce protection for business too.
All from just £47.94 per month.
Choose your healthcare plan
Edge Plan
- £1000 Out-patient benefit limit
- Consultation & diagnostics
- Out-patient treatment
- Online Private GP
- Physiotherapy treatment
- Podiatry & Chiropody
- Cancer Diagnosis Pathway
- Mental Health Pathway
- Healthchecks & Screening, discounted
From £47.94/pppm
Silver Plan
- £50,000 benefit limit
- £5,000 out-patient benefit limit
- Out & In-patient treatment
- Plus Hospital & Surgery fees
- Online Private GP
- Physiotherapy treatment
- Podiatry & Chiropody
- Cancer Diagnosis Pathway
- Mental Health Pathway
- Healthchecks & Screening, discounted
From £99.96/pppm
Gold Plan
- £250,000 benefit limit
- £5,000 out-patient benefit limit
- Plus Chronic Condition cover
- Plus Dental & Optical cover
- Plus Private In-person GP
- Plus Menopause treatment
- Physiotherapy treatment
- Podiatry & Chiropody
- Cancer Diagnosis Pathway
- Mental Health Pathway
- Healthchecks & Screening, £250 allowance
From £139.76/pppm
Plan subscription rates
Single Person | Married Couple | Family | Single Parent Family |
£47.94 | £95.88 | £119.85 | £71.91 |
Age Band | Single Person | Married Couple | Family | Single Parent Family |
16-34 yrs | £99.96 | £198.06 | £249.98 | £155.02 |
35-44 yrs | £132.14 | £264.09 | £337.52 | £209.81 |
45-54 yrs | £140.58 | £280.96 | £359.09 | £223.21 |
55-64 yrs | £205.46 | £410.02 | £536.98 | £334.45 |
65-74 yrs | £246.90 | £492.96 | £640.52 | £384.58 |
75+ yrs | £286.62 | £573.19 | £752.27 | £454.88 |
Age Band | Single Person | Married Couple | Family | Single Parent Family |
16-34 yrs | £139.76 | £276.92 | £349.52 | £216.87 |
35-44 yrs | £184.78 | £369.27 | £471.93 | £293.38 |
45-54 yrs | £196.58 | £392.85 | £502.06 | £312.11 |
55-64 yrs | £287.25 | £573.32 | £750.77 | £467.64 |
65-74 yrs | £345.24 | £689.28 | £895.58 | £537.73 |
75+ yrs | £401.28 | £801.43 | £1051.85 | £636.02 |
Prices shown are per person per month.
Rates correct from 1st January 2026
If viewing on mobile device, table can be scrolled left and right.
Plan comparison
Summary benefits | Excess Info | Gold plan | Silver Plan | Edge Plan |
Benefit Limit (per person, per year) | £250,000 | £50,000 | N/A | |
Out-patient Benefit Limit | £10,000 | £10,000 | £1,000 [1] | |
Scheme Excess (Per registration, per scheme year. From 1st Aug 2026) | £250 | No Excess | No Excess | |
HCA Hospital Co-pay (If you use certain HCA hospitals) | 40% | 40% | N/A | |
Waiting Period | 12 months [2] | None [3] | N/A | |
Pre-existing Conditions Covered | ||||
Mental Health Pathway - Onebright | 
| |||
Physiotherapy Pathway - Ascenti |
| |||
Cancer Pathway - Check4Cancer |
| |||
Remote GP Service |
| |||
Private In-person GP |
| £500 | ||
Dental Treatment & Routine Dental Care |
| £2000 [4] | ||
Dental Implants |
| £2000 [4] | ||
Optical |
| £400 (every 2 years) | ||
Health Checks & Screening |
| £250 [5] | Discounted [6] | Discounted [6] |
Osteopathy & Chiropractic |
| £1000 [4] | £1000 [4] | £1000 [4] |
Menopause |
| £500 | ||
Podiatry & Chiropody |
| £250 | £250 | £250 |
New child payment |
| £200 | ||
Consultations with a Specialist | ||||
Diagnostic Tests | ||||
Complex Scans (such as MRI, PET and CT) | ||||
Hospital Charges | ||||
Surgery Fees | ||||
Chemotherapy and Radiotherapy | ||||
Post Operative Physiotherapy | ||||
Chronic Condition Benefit | ||||
Physiotherapy (outside the Acenti pathway), Osteopathy & Chiropractic | ||||
Nursing at Home | ||||
Private Ambulance | ||||
Out-patient drugs, dressings and appliances | £250 | £250 | £250 |
No Excess Applies to Benefit
[1] Edge plan cover is for Outpatient treatment only.
[2] Gold members have access to Silver coverage during the waiting period.
[3] Silver plan cover is subject to medical underwriting, for details visit: www.onemedifund.com/silver
[4] 80% of costs reimbursed up to the Cash Plan limit.
[5] £250/pppa allowance for health screening and home blood test kits, from specialist providers such as Medichecks and Bluecrest.
[6] Member discounts available on home blood test kits, healthchecks & health screening services. See your member portal for details of providers.
portal for details of providers.
All plans are subject to terms and conditions, for details see the Plan Handbooks: www.onemedifund.com/handbooks
Healthcare for business
Discover the benefits of total workforce healthcare
Over a third of community businesses are already experiencing the benefits of helping their employees join the Onemedifund scheme; from increased productivity to improved loyalty and employee retention. With the support of our Business Sales partner UBT, all of these businesses are benefitting from healthier more productive employees.
- Fast access to the latest diagnostics and leading specialist treatment.
- Fewer days off through illness & injury.
- Quicker & more effective recovery.
- Improved employee retention.
- Healthier, happier and more productive team
What our members say
About Onemedifund?
The Onemedifund scheme is a package of comprehensive private healthcare solutions developed specifically for our community and our employees from the wider community. The scheme provides fast access to top consultants, private hospitals, advanced diagnosis and other beneficial treatments for you, your family or your employees.